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The City of Fort Wayne’s Office of Housing & Neighborhood Services Homeowner Repair Loan program is currently closed. 

The Heating/Air Conditioning and Roof Replacement Program provides 0% interest ten-year monthly payback mortgage loans for heating/air conditioning replacement projects. Following are a few of the criteria needed to qualify for the program:

  • Applicants must own their home and it must be their primary residence.
  • The home must be located within the City limits.
  • Homes being purchased on land contract are not eligible for this program.
  • Applicants must have a household income at or below 80% of the Area Median Income.
  • Applicants must have homeowner’s insurance.
  • Applicant must be up-to-date on mortgage payments.
  • Applicants must not be involved in a pending bankruptcy or have liens placed against their home.
  • Further qualification information is included in the program guidelines:

Heating & Air Conditioning Program Guidelines

Roof Program Guidelines

2021 Area Median Income

Residents may call 260-427-8585 to leave their information on a voice mail system. Someone from the Office of Housing & Neighborhood Services will then call them back to determine their eligibility. As always, funding is limited for this program, so qualified homeowners are accepted on a first-qualified, first-served basis.