The Heating/Air Conditioning and Roof Replacement Program provides 0% interest ten-year mortgage loans for heating/air conditioning replacement projects. Following are a few of the criteria needed to qualify for the program:
- Applicants must own their home and it must be their primary residence.
- The home must be located within the City limits.
- Homes being purchased on land contract are not eligible for this program.
- Applicants must have a household income at or below 80% of the Area Median Income.
- Applicants must have homeowner’s insurance.
- Applicant must be up-to-date on mortgage payments.
- Applicants must not be involved in a pending bankruptcy or have liens placed against their home.
- Further qualification information is included in the program guidelines:
Heating & Air Conditioning Program Guidelines
Heating & Air Conditioning Program Brochure
Federal Program Grievance Procedure
Residents may call 260-427-8585 to leave their information on a voice mail system. Someone from the Office of Housing & Neighborhood Services will then call them back to determine their eligibility. As always, funding is limited for this program, so qualified homeowners are accepted on a first-come, first-serve basis.