NOTICE:
Due to an overwhelming response and the likelihood that funding capacity has been reached, the City’s Heating & Air Conditioning zero percent loan program will close for applications at 4 p.m. tomorrow, Friday, June 27.
All calls and pre-screening information must be completed at that time to be considered for the program. If you have already completed a prescreen, we encourage you to continue completing any remaining steps in the process. Applications currently in progress will be reviewed and considered based on the available funding. Applications will be reviewed on a first-completed, first-processed basis. Program participation is determined on a first-qualified, first-served basis
We appreciate your patience and understanding as we work to serve our community as efficiently as possible. Updates on program status and future availability will be shared as they become available.
The City of Fort Wayne’s Office of Housing & Neighborhood Services Homeowner Repair Heating/Air Conditioning Loan Program Application is currently open. The program will close Friday, June 27, 2025 at 4:00 pm.
The Heating/Air Conditioning Program provides 0% interest ten-year monthly payback mortgage loans for heating/air conditioning replacement projects. Following are a few of the criteria needed to qualify for the program:
- Applicants must own their home and it must be their primary residence.
- The home must be located within the City limits.
- Homes being purchased on land contract are not eligible for this program.
- Applicants must have a household income at or below 80% of the Area Median Income.
- Applicants must have homeowner’s insurance.
- Applicant must be up-to-date on mortgage payments.
- Applicants must not be involved in a pending bankruptcy or have liens placed against their home.
Required Documentation 
How to Apply (access to the portal will be available once the program is opened)
Residents are encouraged to apply through the online portal found on Engage Fort Wayne. The online application process allows residents to submit their application from the comfort of their homes and is the quickest way to apply for the program. Learn more about registering for the Neighborly Portal with the Neighborly Participant User Guide found here.
To learn more and apply for the program, visit Engage Fort Wayne here.
Residents in need of language assistance should contact Language Services Network at 260-426-6764.
All applicants should be aware that there is potential for delays in the installation process due to labor and supply chain shortages.
Funding for this program comes from the U.S. Department of Housing and Urban Development (HUD) and is limited. Applications will be reviewed on a first-completed, first-processed basis. Program participation is determined on a first-qualified, first-served basis and is not guaranteed.