The City of Fort Wayne’s Office of Housing & Neighborhood Services Homeowner Repair Heating/Air Conditioning Loan program will open Wednesday, October 2, 2024.
The Heating/Air Conditioning Program provides 0% interest ten-year monthly payback mortgage loans for heating/air conditioning replacement projects. Following are a few of the criteria needed to qualify for the program:
- Applicants must own their home and it must be their primary residence.
- The home must be located within the City limits.
- Homes being purchased on land contract are not eligible for this program.
- Applicants must have a household income at or below 80% of the Area Median Income.
- Applicants must have homeowner’s insurance.
- Applicant must be up-to-date on mortgage payments.
- Applicants must not be involved in a pending bankruptcy or have liens placed against their home.
Required Documentation 
How to Apply (access to the portal will be available once the program is opened)
Residents are encouraged to apply through the online portal. The online application process allows residents to submit their application from the comfort of their homes and is the quickest way to apply for the program. To apply online, select the "Apply Button" below and follow the prompts on the portal.
Our application platform works best on Google Chrome. Please make sure you are using a supported browser.
You can download Chrome by following the instructions linked here. | You can download the Neighborly Participant User Guide here.
Residents are encouraged to apply through the online Neighborly portal. The online application process allows residents to submit their application from the comfort of their homes and is the quickest way to apply for the program. To apply online, select the "Apply Here" button below. When you access the Portal for the first time, you’ll need to Register your account by clicking on the Register link. Learn more about registering for the Neighborly Portal with the Neighborly Participant User Guide found here.
Residents in need of language assistance should contact Language Services Network at 260-426-6764.
All applicants should be aware that there is potential for delays in the installation process due to labor and supply chain shortages.
Funding for this program comes from the U.S. Department of Housing and Urban Development (HUD) and is limited. Applications will be reviewed on a first-completed, first-processed basis. Program participation is determined on a first-qualified, first-served basis and is not guaranteed.